Glenn Jeter worked for IBM but when he lost his job two years ago along with the job he lost his health insurance just in time to experience first hand what it is like to need medical care without insurance.
“As luck would have it, the only time I’ve ever been hospitalized in my life was after I found myself without insurance,” Jeter told WRAL.
“Three days in the hospital to have kidney stones removed and $30,000 in debt – bam, just like that,” he said.
Later Jeter also suffered a stroke. The man who had been healthy until he lost his insurance was now un-insureable under the pre-Obamacare model, with a pre-existing condition no insurance company would have sold him a policy.
Jeter was doing well, with a rehabilitation regimen and prescription drugs he was making progress, he got better and found a new job but the bills were continuing to build up.
Then last year the last phase of the Affordable Care Act kicked in and Jeter’s wife who is a stay at home mom caring for their special needs son went on the Healthcare.gov website and began to look for an insurance policy that the family could afford.
She found a Coventry Health Care of the Carolinas plan that the family enrolled in that cost them $24 per month with the subsidy that the law entitled them to.
“I hate to say it was a godsend, but it has met all of our medical needs and for a much lower cost than what we expected,” Jeter said.
The family has re-enrolled in the plan for this year with one small change, as the Republicans talk of soaring premiums due to Obamacare, the Jeters are paying a mere 24 cents per month for the same plan this year.
They are still working on paying off the bills that accrued while they were without insurance, but with prescription medications now covered as well as doctor visits, they are no longer falling further and further behind and Jeter’s existing conditions has not prevented him from obtaining insurance.
“I don’t know how we’d be able to make it without ‘Obamacare,” Jeter said.