Ralph Hudgens (R), the insurance commissioner for the state of Georgia is outraged that insurance companies will no longer be allowed to deny coverage to people who have a pre-existing condition. He likened to to allowing you to wreck your car and then call the insurance company to add collision and comprehensive insurance to your policy.
Estimates show that up to 22% of Americans under the age of 65, 57.2 million individuals have such a condition, everything from diabetes to heart disease and genetic disorders, who were unable to obtain insurance prior to the enactment of the ACA, or Obamacare. That they are now able to obtain insurance is a travesty in the mind of Commissioner Hudgens.
He said that it is like calling your insurance agent after the accident and when he wants to know why you suddenly want the extra coverage saying:
“Well, I just had a wreck, it was my fault and I want the insurance company to pay to repair my car.’ And that’s the exact same thing on pre-existing insurance.”
Of course it is not the same, you do not necessarily have a pre-existing medical condition because of anything that you have done, it is possible that in some cases it may be due to poor choices you have made in your life but that is just what Republicans constantly harp on — your right to do with your life as you please.
It is not surprising to learn that Hudgens’ top supporters in his last election in 2010 was the insurance industry which contributed nearly $150,000 to his campaign. One has to wonder if he understands the concept of conflict of interest.
h/t: Think Progress