By now everyone has heard Dianne Barrette’s sob story about how Obama “lied” to her when he said that she could keep her health insurance if that was what she wanted. CBS took the story at face value and ran with it, never questioning anything about it.
While her colleagues on Fox and Friends and Neil Cavuto touched on the actual facts but failed to follow through, Greta Van Susteren actually did her homework and pointed out the flaws in Ms. Barrettes existing plan.
Barrette has been making the rounds since the CBS report, claiming that the President said that she could keep her current plan, followed by the insurance company sending her a letter saying that she couldn’t, then informing her that the only plan they had to replace it with was going to cost more than 10 times as much.
In fact the plan that she has is hardly an insurance plan at all, which costs her $648 per year and allows her the privilege of paying $107 every time she visits the doctor (based on average fees for office visits and the $50 the plan pays per visit). It will pay up to $15 per prescription and has no hospitalization coverage except for outpatient procedures. It seems to have only one redeeming quality, it does pay 100% for all in-network lab work.
As Van Susteren points out to her, this is a “bare bones” policy and even suggests that there might be better options available to her, saying, “If you’re walking across the street and someone runs a red light, you’re in deep trouble under your existing policy.”
Although she doesn’t mention that Barrette may be eligible for a subsidy under the ACA, Susteren asked if she has looked into any other possibilities for insurance, something that no one else on Fox has done to date.
Barrette even admits that she had received emails with other options, but that she has not yet looked into them and says that time is running out since Florida Blue had given her a deadline of November 1st to decide.
Using the Kaiser Health Insurance Calculator, we determined that with her income and location she will be obligated to pay a maximum of 8.37% of her income, or $2,512 per year with a subsidy of $3,967. A silver plan, far superior to what she now has would cost $209 per month, far less than the $591 quoted by Florida Blue.
Watch the interview below.